Best Crypto Application Cheap Fee, Easy To Use

Crypto applications are needed to buy and sell Bitcoin Cryptocurrency trades. What is the cheapest and easiest-to-use cryptocurrency trading application that has been officially licensed by the CoFTRA, the Ministry of Trade in Indonesia?

To be able to invest and trade crypto, investors need a crypto application from a crypto asset exchange broker. Investors should choose a crypto broker with the cheapest fees and the easiest to use, especially for beginners in the world of bitcoin cryptocurrency.

From experience, the app that costs the lowest fee is in TokoCrypto, while the app that is the easiest to use is at Indodax and Pintu.

The following is a list of the 5 best crypto trading trading applications in Indonesia:

1. Indodax

Indodax is the first crypto asset marketplace in Indonesia. With more than 1.9 million verified members, this exchange is estimated to be the largest in Indonesia today,

The Indodax crypto application version is available on mobile and on the website. Versions of the apps can be downloaded for free in the Apps Store from Google PlayStore and Apple IOS.

Indodax is owned by PT. INDODAX NASIONAL INDONESIA which has been officially registered with the Commodity Futures Trading Supervisory Agency (CoFTRA) as a Prospective Physical Crypto Asset Trader in accordance with Announcement NUMBER 331/BAPPEBTI.4/PENG/04/202.

Is the Indodax application registered with OJK? Not. But that doesn’t mean it’s illegal because the institution

a. Account Opening Terms

First of all, you have to open an account on the Indodax site. Fill in the requested data, such as name, e-mail, username, password and mobile number.

After the account is created, the next step is to verify to be able to make transactions such as deposits, withdrawals and trading on crypto assets. Verification is done by (1) taking a photo of your ID card and (2) taking a selfie while holding your ID card.

I failed to verify twice. First, the ID card cannot be uploaded, it must be taken with a photo of the cellphone camera used to register. Second, selfie photos while holding an ID card must be taken without using glasses.

As long as the data is correct, the account verification process will run in less than 12 hours, the account has been successfully verified.

However, if the data does not match, the user will receive an e-mail containing information that the verification process was rejected. Users need to re-verify and ensure that this time they have followed the verification rules.

All citizens can become members of Indodax. Except for citizens of the United States, Myanmar, Cote D`Ivoire, Cuba, Iran, Syrian Arab Republic, Belarus, Congo, Democratic Republic of Congo, Iraq, Liberia, Sudan, Zimbabwe, and Korea (north).

At least 18 years old for Indonesian citizens and 19 years old for foreigners or married. Below that are not allowed to open an account at Indodax.

b. Minimum Deposit

The minimum deposit at Indodax is IDR 500,000.

Indodax accepts deposits in the following ways:

bank transfer (account & virtual account)
e-wallet (OVO, GoPay, ShoppePay)
Cash deposit
Retail at Alfamart.

Deposit fees by bank transfer are free, while others are subject to a fee.

c. APK App Security

Indodax implements 2FA (Two Factor Authentication) which is an online security feature, where users will verify identity 2 times.

When logging in to an account at Indodax, after entering the user ID and password, the user will be asked to enter a special code sent via SMS or using Google Authenticator on a cellphone.

This method guarantees that every transaction is validated by the account user himself. Not only must you know the user ID and password, but also have access to a cellphone, to be able to open an account.

d. Cryptocurrencies Available

It is important for investors that brokers can provide a wide selection of crypto assets. The more choices the better.

Indodax is superior to other exchanges in terms of the variety of crypto assets that can be traded.

Indodax provides 110 crypto asset coins/tokens that can be traded. Not only Bitcoin and Ethereum, but many other crypto asset coins/tokens.

e. Trading Features

Important features that Indodax provides for trading are:

Chart analysis to analyze prices technically
Stop Loss. An important cut-loss feature to manage the risk of price fluctuations.

Indodax does not provide a short-selling feature, so traders cannot short-sell when the market is down.

e. Transaction Service Fee Biaya
Sale/purchase of digital assets with Rupiah: 0.3% (taker)
Withdrawals: 0.5%* of the withdrawal amount, with a minimum fee of IDR 25,000.
Deposit fees: free transfers, virtual accounts have a fee and a cash deposit of 1% of the deposit amount.

Taker means that investors buy and sell at the price available at that time. This method makes transactions happen immediately.

Withdrawal fees are when a user withdraws Bitcoin or other crypto assets into a rupiah account. Bitcoin is first converted to rupiah, then transferred to the user’s account.

2. Crypto Store

Tokocrypto is a digital asset exchange for conducting crypto asset transactions. Founded in June 2017 and in May 2020 TokoCrypto received investment from robot tranding binance, one of the largest crypto exchanges in the world today.

The TokoCrypto APK is available for mobile application and website versions. The APK version of the app can be downloaded for free on the PlayStore.

Tokocrypto is owned by PT. Crypto Indonesia Berkat which has been officially registered with the Commodity Futures Trading Supervisory Agency (CoFTRA) as a Prospective Crypto Asset Physical Trader according to Announcement 001/BAPPEBTI/CP-AK/11/2019.

a. Register Open Account

The conditions for opening an account at Tokocrypto are filling in your Name, Email, Address, and agreeing to the Terms of the Agreement and the Privacy Policy.

After opening an account, the user must proceed with KYC verification. Without verification, you can’t make transactions even though you have opened an account.

The KYC verification process consists of uploading ID photos, filling in personal data, taking selfie photos with normal motion and random motion. KYC data will be processed which will take at least 1 working day.

It is not uncommon for verification to fail. Some things that need to be considered when verifying are making sure you don’t have an account with Tokocrypto, providing true and accurate personal data, and providing photos that match your ID card.

KTP must be original and must be clear at the time of upload. When taking pictures, make sure your face is clearly visible without wearing a hat or glasses.

When selfie make sure the face is in the center so that the photo fits the face and in the liveness photo, the user will be asked to do one of the movements. When taking a photo make sure to hold the movement for 3 seconds, if it fails, please try again up to a maximum of 3 times, if it is successful, please select the finish button, and wait for confirmation in the email.

b. Minimum First Deposit

The minimum deposit at TokoCrypto is IDR 50,000.

TokoCrypto accepts deposits, by bank transfer and via OVO. Both are free of deposit fees.

c. Application Security Standards

Tokocrypto implements 2FA (Two Factor Authentication) which is an online security feature, where users will verify identity 2 times.

d. Total Crypto Assets

TokoCrypto provides 34 crypto asset coins/tokens that can be traded.

e. Market Trading Features

TokoCrypto’s features for trading are:

Chart analysis to analyze prices technically, such as transaction history (orders and trades)
Stop Loss. An important cut-loss feature to manage the risk of sharp price fluctuations
Short Selling. Can do short-sell when the market is down.
OCO, or “One Cancels the Other” for placing two orders at the same time, limit and stop-limit orders, which is useful for taking profits and minimizing potential losses.
e. Transaction Service Fee Biaya
Sale/Purchase of digital assets with Rupiah: 0.01% (taker)
Withdrawal: IDR 5,500 flat.
Deposit fee 0

3. My Account

My balance .com is Cryptocurrency in Indonesian marketplace that brings buyers and sellers cryptocurrency (digital assets) fellow member of my accounts. There are versions of the mobile application and website available, for apps to be downloaded on the PlayStore.

My account is owned by PT Accountku Dotcom Indonesia which is officially registered with the Commodity Futures Trading Supervisory Agency (CoFTRA) as a Prospective Crypto Asset Physical Trader according to Announcement 006/BAPPEBTI/CP-AK/03/2020 30 March 2020.

a. Account Opening Requirements

Fill in the data for registration, namely the full name that matches the identity (KTP, SIM, or Passport), email and password that will be used to access Accountku.com.

Upload a photo of your identity card (KTP, SIM, PASSPORT) and a selfie while holding a piece of paper that says “Verify at Accountku.com” accompanied by a signature.

Several things can cause an account verification request to be rejected.

Under 18 years of age.
The photo of the Identity Card is cut off and/or cannot be read clearly.
The validity period of the identity card has expired.
The selfie photo does not comply with the provisions, the face cannot be seen clearly and/or the verification paper cannot be read clearly.
The ID card number has been used in another account.

If the verification is rejected, we can submit a verification request again, but the KYC application process will wait for the queue from the beginning again.

b. Minimum Deposit

The minimum deposit in my account is IDR 50,000.

My account accepts deposits in various ways, namely: bank transfers, virtual accounts (Mandiri, Permata) and e-wallet (Dana, LinkAja, OVO). However, deposits by means of virtual accounts and e-wallet are subject to a fee, while bank transfers are free.

Because my Account bank account is BCA Bank, users who have a BCA account can make free and large transfers.

c. Transaction Security

My account implements 2FA (Two Factor Authentication) which is an online security feature, where users will verify their identity 2 times.

d. Total Crypto Assets

My account provides 44 tradable crypto asset coins/tokens.

e. Trading Features

My Account features for trading are:

Chart analysis to analyze prices technically, consisting of an orderbook, transaction history (orders and trades)
Stop Loss. An important cut-loss feature to manage the risk of very sharp price fluctuations
Short Selling. Can do short-sell when the market is down.
f. Selling and Buying Fees
Sale/Purchase of Rupiah digital assets: 0.1% (taker)
Withdrawals: 0.75%* of the withdrawal amount, with a minimum fee of IDR 15,000.
Deposit fee: free bank transfer, virtual account IDR 1,000 flat and 1.65% of the deposit amount.

4. Door

Pintu is an exchange for buying, selling, storing and sending of app-based cryptocurrencies on smartphones. Although relatively new, the Pintu feature which focuses on mobile apps, making it very easy to use, is a distinguishing feature of the Pintu application from its competitors.

Pintu is owned by PT Pintu Kemana Saja which has been officially registered with the Commodity Futures Trading Supervisory Agency (Bappebti) as a Prospective Crypto Asset Physical Trader according to Announcement 006/BAPPEBTI/CP-AK/03/2020 30 March 2020.

a. Account Opening Terms

Download the Pintu app in the app store and register for an account. Perform KYC verification so that you can buy and sell crypto transactions.

To verify your account or KYC at the door, enter your mobile phone number, identity card (KTP, Passport, or SIM), and residential address as stated on the identity card. The account verification process or KYC at Pintu is fast and only takes a few minutes if done during business hours (every day, 08.00 – 23:59).

b. Minimum Deposit

The minimum deposit at the door is IDR 50,000.

Pintu accepts deposits by bank transfer to a Virtual Account (VA) BNI, Bank Mandiri or BRI provided for each user. Transfers to the VA account can be made from all banks in Indonesia, e-wallet (except LinkAja) or PPOB (Indomaret, etc.).

c. APK Security

My account implements Multi-factor authentication with a combination of verification via email and SMS from Google Authenticator. This method ensures that every transaction is signed and validated by the account user himself.

d. Crypto Assets & Trading Features

Pintu provides 10 crypto asset coins/tokens which can be traded. Does not provide trading features, such as chart analysis, stop loss and short-selling.

e. Transaction Fee
Sale/Purchase of digital assets with Rupiah: 0
Withdrawal: IDR 4,500 flat
Deposit fee 0

5. Luno

Luno is an exchange for selling, buying, storing and transferring crypto assets from the UK and entered Indonesia since 2014. There is a mobile application version that can be downloaded on the PlayStore.

Luno is owned by PT Luno Indonesia Ltd which has been officially registered with the Commodity Futures Trading Supervisory Agency (CoFTRA) as a Prospective Crypto Asset Physical Trader according to Announcement 007/BAPPEBTI/CP-AK/03/2020 31 March 2020.

a. Application Registration Terms

Level 1. Confirm your mobile number and general personal data

Level 2. Send us a photo/scan of your official ID (the document we accept) and a selfie (taken less than 24 hours before delivery)

Level 3. Enter your residential address and select your employment status, type of work and source of funds

b. Minimum Initial Deposit

The minimum deposit at the door is IDR 50,000.

Luno accepts deposits by bank account transfer or BNI Virtual Account (VA).

c. Security Security Apps

Luno implements 2FA (Two Factor Authentication) which is an online security feature, where users will verify identity 2 times.

d. Cryptocurrency Amount

Luno provides 5 tradable crypto asset coins/tokens. Quite limited compared to other crypto exchanges.

e. Trading Facility

Luno’s features for trading, are:

Chart analysis to analyze prices technically, consisting of an orderbook, transaction history (orders and trades)
Stop Loss. An important cut-loss feature to manage the risk of very sharp price fluctuations

Luno does not provide a short-selling feature, so traders cannot short-sell when the market is down.

f. Transaction Service Fee Biaya
Sale/Purchase of digital assets with Rupiah: 0.08% – 0.1% (depending on the number of transactions)
Withdrawal: IDR 6,500 flat
Deposit fee IDR 4,000 flat

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